smartphone-budgeting-tools

Do you sit at home in the night and wonder where you spent most of your money during the day? Are you looking to save some money in your life for something special? How do you do all that? You probably can’t. Gone are the days when people used large ledgers in order to record their transactions. Now, if you are looking to save money, you can do the math and the budget tracking right from your smart phone! If you are using a smart phone, here are some of the top apps that can help you keep your budgets in shape!

Expense Manager

expense-manager

Expense Manager can be downloaded for free from the Google Play Store, and has a range of different features that make it one of the most viable and the most popular expense management apps out there. There are several things that make the app such a great option for people who are not looking to pay for a budget tracking app:

  • It allows you to choose from a variety of different currencies. If your currency is not listed, you can create one, by setting up the correct exchange rates in order to allow for more convenient budget tracking.
  • It allows you to scan receipts and store them for later reference.
  • Expense Manager can also show you a complete summary of your account, as well as any transactions that might have been undertaken.

YNAB (You Need a Budget)

ynab

The mobile counterpart of the famous computer budget tracking software program, You Need a Budget does everything the way it is supposed to. The app is designed to provide you with maximum control of your budget, and you can even link your bank account in order to keep a clear track of all your spending. The good thing about YNAB is that it can sync in real time with your computer software program, allowing you to ponder over your purchases later on through the computer while changes are made from your phone. YNAB has a simplistic, easy to use interface and can also show you your spending in graphs and pie charts, so that you can get an idea as to where most of your money was spent.

Money Book

For people who want something that is a bit flashier and packs a few more features, Money Book is a great option. Only available on the iOS, it comes at a price of $3, but for the money you pay, there are a range of benefits involved. Entering transactions could not be any easier, while there are a whole host of different features such as note recording, etc.

Toshl Finance

toshl

Toshl is an app that is currently available on all different operating systems, and provides a very simplistic money recording system. All of the transactions are recorded on cloud, so you have to make an account in order to get started. However, even though Toshl is free, you might want to consider the paid version to get rid of ads.

I believe these are the top smartphone budgeting apps that you can choose from, and all of them are available on Google Play and the iOS, the two most commercially successful and the most popular mobile operating systems right now.

Author Bio:

Hugh Tyzack is Managing Director and founder of http://www.gbploans.com/ .GBP Loans specialises in no fee Guarantor Loans and it has been a driving force in trying to eradicate bogus fee charging and is now one of the UK’s biggest providers. When he is not writing the Blog, Hugh enjoys listening to music and playing the piano. Follow Hugh on Twitter @GBPLoans and also on Google+

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