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Accidents At Work: How To Win Financially

accidentatworkclaimsAn accident in the workplace is a truly nightmarish experience. It can make returning to work all the more stressful, as memories of the incident will be quite easily stirred. It’s something that nobody wants to experience, but it’s something that’s becoming more common.

Of course, if the accident is minor, then the return to work and the fallout will be next to nothing. We’ve all had a bump or a scratch in the workplace over the years! But if it’s more serious than that, the issues can run deep – and they’re largely financial.

Even if the accident is not your fault, you can still end up with a number of costs. There could be property damage, medical bills, and then there are the costs of potentially being off work. It can all start to feel really stressful, really quickly, especially if you’re on a tight budget.

So, to help you through this process, here are some useful tips that apply to a wide range of situations. As always, a situation is what you make of it, so try and make the best of this one.

Consult a lawyer

This is one of those scenarios in life that is best to not undertake alone, so seek help where necessary. There are claim lawyers who will be there to help you through this process, in a number of ways. You can receive aid when sorting out medical or property damage bills, for example. If you have to shell out for something, the compensation you can claim will help you offset this expenditure greatly.

Claim sick pay for any needed time off work

It’s likely that you’ll need time off work, and it is your basic right to claim sick pay. Sick pay is quite small, and runs on a case by case basis. At the very least, you can cover the basic costs of living like food and bills. You may have to skimp on the luxuries for a few weeks, though.

Or, you could request that you work from home until you recover. This way, you’ll get more money than you would if you didn’t work at all. It’s not always possible to do so, but is worth asking about.

Enquire about employee benefits

Some employees offer health insurance and full paid leave for their employees, so re-read the terms of your contract. There may even be extra benefits too, like extra pay when you return to work. If you’re self-employed, you won’t have as many benefits to claim, but you can claim sick pay through a rather finicky process.

Most importantly, remember that your job is safe

No matter if you make an injury claim or take your accident to the relevant authorities, your job is safe. The law does not allow your job to be placed in danger on the grounds that you may make a move against your employer. In short, your employer won’t be able to fire you for making a claim against them. Rest safely in the knowledge that you can return to work as normal soon!



Article writer, life lover, knowledge developer and owner at

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