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If you are like most people, the idea of making money is definitely an appealing one. Maybe you really like your job, but it only pays enough for the essentials. Or maybe you have been late on rent for far too many times now and you’ve realized that it is time to stop. If you aren’t making enough money, then you can’t be spending however much you want.  It’s a sad truth, but credit cards will only get you so far. If money has become an issue in your life, there are ways to make it—and fast. Here are a few ideas which will help you to make additional cash.

1. Get a second job. This may seem like a no-brainer, but it is the truth. If you already work a nice 9 to 5 job with set hours, then consider taking on a job at night or during weekends. Although you won’t be socializing much, it’s better to have money and to get yourself caught up on finances instead.

2. Sell, sell, sell! It’s easier than you think to sell your belongings. You can sell your clothes or CDs and receive extra pocket change at nearby stores. Make sure to locate thrift shops and CD stores which buy and sell secondhand merchandise. Some of the money you make through these two sources can take you really far if you’re in a total jam. Oh, and don’t forget Craigslist! Sell anything you no longer use, like that DVD player which has been sitting in your basement (after all, you use Netflix anyway). Or maybe you could sell that crockpot which you’ve used to make beef stew—once.

3.  Consider any legal money you have. If you have been the victim of a major accident or have suffered from another unpleasant incident, you will most likely be awarded a settlement. What many people have to face is whether or not they want to sell their structured settlement payments. There are a few benefits of structured settlement payments, such as tax avoidance and having money distributed. If you have found yourself in a situation where you are receiving a structured settlement, you might be asking yourself, “Why would I want to sell my structured settlement payment?” Well, there are plenty of reasons why you might wish to sell your structured settlement, such as receiving a lump sum of money instead of payments.

These are only three ideas to help you make more money. Unfortunately, it isn’t rare to need more money these days. In the United States alone, there is an unbelievable amount of debt. The average American household owes an average of $15,112 in credit card debt, $146,215 in mortgage debt, and $31,240 in student loan debt. It is difficult these days to pay off debt, so coming across an opportunity to make more is a miracle for some. Whether you can work a second job, sell some of your personal belongings, or sell your structured settlement, you can restore your financial life.

Author Bio:

John Bowie has worked in the financial field for over twenty years. He lives with his wife, Michele, in Philadelphia, PA. When it comes to making money, John Bowie knows how to do it. John Bowie enjoys writing about financial tips on the side.